What if individuals and families could finally build a complete, real-time view of their finances—independent of any bank, adviser or provider?

This Use Case explores how DataPal’s Open Finance Plus Me model empowers people to create their own AI-enhanced financial dashboard, pulling together pensions, investments, insurance, mortgages and more into one trusted, user-controlled view. By combining fiduciary data management, open APIs and intelligent augmentation, individuals gain clarity, confidence and access to guidance when they need it—without surrendering their data.

The result: better decisions, broader access to advice, and the foundation for a new era of fairer, more innovative financial services.

DataPal Transaction Intelligence transforms raw, incomplete bank transaction data into rich, structured, and user-controlled financial insights. By enabling individuals to ingest, clean, and augment their own transaction records — while maintaining full control over who can access them and for what purpose — this Use Case demonstrates how personal data can be made truly portable, usable, and privacy-preserving.