Customer Agency in Action isn’t a better chatbot. It’s not a smarter recommendation engine. It’s something more fundamental: Customers with their own agents, operating on their own data, fulfilling their own intentions. Two modes. One principle: You are in control. Not the retailer. Not the platform. Not the algorithm.

For years, we’ve talked about the idea of being on the “right deal.”. The best energy tariff. The right insurance. The optimal subscription mix. And we’ve built tools to help—search, comparison sites, switching services. But all of them share the same flaw: They are one-off decisions in a constantly changing world.

It’s a familiar phrase—heard on train platforms as a warning to passengers. A small gap, perhaps. But one that, if ignored, can cause real problems. In the digital world, there is another gap. Far larger. Far more consequential.