"I'd do it. Small chunks would be easy to fit in," she says. "I don't have a gym membership or any of that but I could go for a walk. That's free."

But when it comes to incentives, discounts wouldn't cut it. "If my walking is converted into a freebie, like a drink or food, then that would help get me to do it."

UK retailers are increasingly seeing AI agents carry out transactions on their platforms, but many remain unclear over who is liable when purchases go wrong, according to new research from The Payments Association.

The trade body’s new report, Agentic commerce in UK retail, an unresolved liability question, found that 58 per cent of UK online retail merchants believe AI-initiated transactions have already reached their platforms.